Terms of Service

1. Agreement to Terms

By accessing or purchasing from The Credit Blueprint, operated by Information Millenium LLC, you agree to be bound by these Terms of Service. If you do not agree, please do not use this site or enroll in our course.

2. Educational Purpose Only

All content provided by The Credit Blueprint — including course modules, templates, e-books, toolkits, and any other materials — is for educational purposes only. Nothing on this site constitutes financial, legal, or credit repair advice. We are an educational platform, not a credit repair organization.

3. Course Access & Licensing

• Upon enrollment, you are granted a personal, non-transferable license to access course materials
• All content is watermarked and tied to your account
• Sharing, redistributing, reselling, or reproducing any course material — in whole or in part — is strictly prohibited
• Violation of these terms may result in immediate termination of access without refund

4. Payment Plan Terms

Students who enroll on the 3-payment plan agree to complete all three payments. Module access is granted progressively as each payment is received. Failure to complete payments may result in suspension of access to locked modules.

5. Refund Policy

We offer a 30-day money-back guarantee. Please review our full Refund Policy for eligibility requirements and the process for requesting a refund.

6. Disclaimer of Results

Results vary by individual. Credit improvement depends on many factors including your specific credit history, consistency of effort, and actions taken. Information Millenium LLC makes no guarantee of specific credit score outcomes.

7. Intellectual Property

All course content, materials, branding, and website content are the intellectual property of Information Millenium LLC. Unauthorized use is prohibited and may result in legal action.

8. Limitation of Liability

Information Millenium LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or course materials. Our total liability shall not exceed the amount you paid for the course.

9. Governing Law

These Terms shall be governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable law.

10. Contact

For questions regarding these Terms, contact Information Millenium LLC through the contact information provided on this site.